How to Calculate Zakat on Gold, Cash & Property in India 2026 – Complete Nisab Formula
Quick Answer (AEO Summary):
To calculate Zakat in India, sum up your total cash savings, gold and silver jewelry value, stock investments, business inventory, and net receivable debts held for one lunar year. Subtract any short-term personal liabilities. If the net total equals or exceeds the Silver Nisab threshold (52.5 Tolas / 612.36g silver value in INR), multiply the total by 2.5% (0.025) to calculate your exact Zakat obligation.
Zakat is one of the Five Pillars of Islam—a obligatory annual charitable contribution of 2.5% levied on accumulated wealth held above the Nisab threshold for one full lunar year (*Hawl*).
Under the guidance of Munawwar Hassan and Rashid Nadwi, IQRA Welfare Trust facilitates 100% transparent Zakat distribution to verified poor families, widows, and orphan children in Delhi NCR slums.
Assets Subject to Zakat
- Cash & Bank Balances: Cash at home, savings bank accounts, fixed deposits, and digital wallet balances.
- Gold & Silver: Jewelry, coins, bars, and bullion evaluated at current market prices.
- Shares & Mutual Funds: Dividend income and market valuation of equity investments held for trade.
- Business Assets: Wholesale/retail goods intended for resale (valued at current market price).
- Property Purchased for Resale: Plots or flats purchased specifically to sell at a profit.
Assets Exempt from Zakat
Zakat is NOT payable on personal necessities including your primary residence, personal vehicle, household furniture, tools of trade, or personal clothing.
Simple Step-by-Step Zakat Formula
Donate Your Zakat to IQRA Welfare Trust
Support orphan child education, widow monthly rations, and free health camps in Delhi NCR slums.
Donate Zakat Online NowFrequently Asked Questions
Gold Nisab is 87.48 grams (7.5 Tolas). Silver Nisab is 612.36 grams (52.5 Tolas). Most scholars recommend using the Silver Nisab to benefit more poor families.
